Turn Your Platform Into a Payments Revenue Engine

Turn subscription and recurring card-on-file billing into a profit center. linq gives you full control over the billing experience, displaces legacy card-on-file processors, and earns you revenue share on every high-frequency, low-ticket membership transaction your gyms, studios, and wellness businesses process.

linq handles compliance, underwriting, and risk, backed by dedicated account managers and 24/7 support.

$2B+ processed
10,000+ merchants
PCI Level 1

See what linq can do for your platform

Share a few details. We'll follow up with a custom revenue estimate.

By submitting, you agree to our Privacy Policy. No spam, ever.

Payments should be a profit center, not a cost center

Most fitness & wellness platforms treat payments as plumbing. The best ones treat them as a revenue line.

Your recurring membership revenue flows through someone else

Your gyms and studios process membership dues, class packs, and recurring card-on-file billing through legacy card-on-file processors — and the revenue share, data, and control over the billing experience stay with them, not you.

Building a PayFac in-house is too expensive for a wellness SaaS

Payment facilitation requires PCI compliance, underwriting, risk management, and regulatory expertise. For a fitness or wellness software company, the investment and timeline rarely pencil out.

Compliance for high-frequency, low-ticket recurring billing is complex

PCI DSS, card-on-file tokenization, chargeback management, and KYC/KYB for hundreds of studios — the operational burden of recurring membership billing grows faster than most teams can keep up with.

What if you could monetize payments without building a PayFac?

The Solution

linq by Merchant Focus

Embedded payment facilitation that turns your subscription-dominant membership billing, class packs, and recurring card-on-file volume into a revenue stream — giving you full control over the billing experience and increasing ARPU for your platform.

Revenue Share on Every Transaction

Earn revenue share on membership dues, class packs, and recurring card-on-file cycles — the predictable, high-frequency volume that defines fitness and wellness billing. No caps, no minimums.

Go Live in Weeks, Not Quarters

Skip the 12–18 month PayFac build. Displace legacy card-on-file processors, take full control of your billing experience, and start processing and earning in as little as 2–4 weeks.

Compliance Handled End-to-End

PCI Level 1 certified. We manage card-on-file tokenization, KYC/KYB for studios, chargeback handling, and risk monitoring for high-frequency, low-ticket recurring billing.

Frictionless Studio Onboarding

Your gyms and studios get onboarded quickly with a streamlined, white-labeled experience that keeps them inside your platform.

Real-Time Reporting & Analytics

Full visibility into volume, revenue, merchant health, and ARPU across every location — accessible via dashboard or API.

Built for Fitness & Wellness Platforms

Designed for gyms, studios, and wellness ISVs. Our pricing model aligns our incentives with your platform's ARPU growth.

What linq enables

  • Fully embedded membership & class-pack billing
  • Revenue share on every recurring transaction
  • Payment facilitation infrastructure
  • White-labeled studio onboarding experience
  • Compliance & risk management for card-on-file

Quickly

Onboard Merchants

PCI Compliant

Level 1

Monetize Every Membership & Class Pack

With linq's revenue share model, every membership, class pack, and recurring card-on-file payment processed through your platform becomes predictable, recurring revenue that contributes directly to your bottom line.

Predictable, Recurring Revenue

Revenue share on membership dues, class packs, and recurring billing compounds as your platform adds studios and med spas.

Higher Platform Valuation

Payment revenue adds a high-margin, recurring revenue line that investors and acquirers value highly in fitness & wellness.

Payments as a Profit Center

Transform payments from a cost line on your P&L into a meaningful contributor to gross margin and ARPU.

Revenue Scales With Volume

As your gyms, studios, and med spas grow and your platform adds locations, your payment revenue grows proportionally — no caps.

How Revenue Share Works

When gyms, studios, and med spas on your platform process payments through linq, you earn a share of the processing revenue. Simple economics, transparent terms, no hidden fees.

  • No upfront costs or minimums
  • Transparent, predictable earnings
  • Monthly payouts directly to you
  • Real-time revenue reporting

Your revenue grows with your platform

The more memberships and recurring payments processed across your studios and med spas, the more you earn — with no caps or limits.

How It Works

Three steps from integration to revenue. No PayFac registration required.

Built for gym, studio, yoga & pilates, and med spa software platforms

01

Integrate linq Into Your Platform

Connect linq's payment infrastructure to your gym, studio, or med spa software platform via API. Minimal development effort, no changes to your core product.

02

Onboard Studios & Med Spas Seamlessly

Your gyms, studios, yoga & pilates spaces, and med spas sign up through a streamlined, white-labeled onboarding flow. We handle underwriting and compliance behind the scenes.

03

Earn Revenue on Every Payment

Start collecting revenue share on every membership, class pack, and recurring subscription payment processed. Real-time reporting gives you full visibility into earnings and volume.

Average Integration: 2–4 Weeks

Most fitness & wellness platforms go live faster than expected.

Enterprise-Grade Security

PCI Level 1 · 99.99% Uptime · 256-bit Encryption

Compliance & Security

We Handle the Complexity

Compliance for high-frequency, low-ticket recurring membership billing is complex and constantly evolving. With linq, you get enterprise-grade security and compliance without building internal expertise.

PCI Level 1

Certified

Uptime

99.99%

Encryption

256-bit

Audits

Annual

PCI DSS Level 1

Fully certified infrastructure. Your platform never touches card data.

Studio & Med Spa Underwriting

We manage the full underwriting process for every gym, studio, and med spa on your platform.

Ongoing Risk Monitoring

Continuous fraud detection and risk assessment protects you and your studios across every location.

Regulatory Management

Stay compliant with evolving payment regulations without lifting a finger.

Payment Operations Support

Dedicated team handles disputes, chargebacks, and studio inquiries.

Trusted by Fitness & Wellness Platforms

Gyms, studios, and wellness ISVs choose linq for embedded payments and revenue growth across their locations.

$2B+

Payments Processed

200–1,000

Studio Locations Supported

$30M–$150M

GPV per Platform

PCI Level 1

Certified

FAQ

Frequently Asked Questions

Everything fitness and wellness software platforms need to know about embedded payments with linq.

How does revenue share work for fitness and wellness software platforms?

When gyms, studios, and med spas on your platform process payments through linq, you earn a share of the processing revenue on every transaction — including recurring membership dues, class packs, and card-on-file billing. There are no caps, no minimums, and no upfront costs. You receive monthly payouts with real-time reporting.

Which fitness and wellness verticals does linq support?

linq is purpose-built for fitness and wellness software platforms serving gyms, fitness studios, yoga and pilates studios, med spas, and related wellness businesses. Our underwriting, compliance, and onboarding processes are tailored to the recurring, membership-dominant billing models these verticals rely on.

How does linq handle membership and recurring card-on-file billing?

linq natively supports recurring card-on-file billing — the core of fitness and wellness payment models. We handle tokenization, automated recurring billing cycles, dunning, and chargeback management for high-frequency, low-ticket transactions. Your platform maintains full control over the billing experience while we manage the payment infrastructure behind the scenes.

How does linq handle PCI compliance and security?

linq is PCI DSS Level 1 certified. We manage card-on-file tokenization, KYC and KYB underwriting for every merchant on your platform, ongoing fraud monitoring, chargeback handling, and regulatory compliance — so your platform never touches sensitive card data and you don't need to build internal compliance expertise.

How long does integration take?

Most fitness and wellness software platforms go live in 2–4 weeks. Our team handles the heavy lifting — underwriting, compliance, and payment infrastructure — so your developers only need to integrate a single API. No PayFac registration, no 12–18 month build.

Can I keep full control over the billing experience?

Yes. linq is fully white-labeled, so your gyms, studios, and med spas stay inside your platform throughout onboarding and billing. You own the merchant relationship, set your pricing, and control the entire user experience — while we handle payments, compliance, and underwriting behind the scenes.

Ready to Turn Membership Payments Into Recurring Revenue?

Built for fitness & wellness platform founders and product/revenue leaders — get a custom revenue analysis and see what embedded payments could add to your ARPU.

No commitment required30-minute consultationCustom revenue analysis
linq by Merchant Focus — embedded payments and PayFac-as-a-service for fitness and wellness software platformsby Merchant Focus
Privacy Policy© 2026 Merchant Focus. All rights reserved.